TD Visa Infinite Card: A Comprehensive Guide

Table of Contents

Introduction

The TD Visa Infinite Card is a premium credit card offering exclusive rewards, travel benefits, and comprehensive insurance coverage. Designed for individuals who seek elevated perks on everyday spending and travel, this card is an excellent choice for those who want to maximize their credit card rewards.

Key Benefits of the TD Visa Infinite Card

Generous Welcome Bonus – Earn a substantial number of points upon meeting the minimum spending requirement.
Reward Points on Purchases – Earn accelerated points on travel, dining, and grocery purchases.
Comprehensive Travel Insurance – Coverage for trip cancellations, medical emergencies, and rental car protection.
Visa Infinite Concierge Service – 24/7 access to personalized assistance for travel bookings, event planning, and restaurant reservations.
Airport Lounge Access – Complimentary access to participating airport lounges worldwide.
Exclusive Travel Perks – Discounts on flights, hotels, and car rentals through TD Rewards.
Purchase Protection – Extended warranty and protection against theft or damage for eligible purchases.

How to Earn and Redeem TD Rewards

Earning Points:

3X points on eligible travel purchases, including flights and hotels.
2X points on dining and grocery purchases.
1X points on all other purchases.

Redeeming Points:

Travel – Use TD Rewards points to book flights, hotels, and vacation packages.
Statement Credits – Offset credit card purchases with points.
Gift Cards & Merchandise – Redeem points for a variety of retail and travel-related gift cards.
Investments – Apply points toward TD financial products such as mortgage payments or investments.

Fees and Eligibility

Annual Fee: $120 (may be waived for the first year during promotional periods)
Supplementary Card Fee: $50 per additional card
Income Requirement: Minimum annual personal income of $60,000 or household income of $100,000
Credit Score Requirement: Good to excellent credit (typically 700+)

How to Apply for the TD Visa Infinite Card

Check Eligibility – Ensure you meet the income and credit score requirements.
Gather Required Documents – Provide proof of income, identification, and residency.
Submit an Application Online or In-Branch – Apply through the TD Bank website or visit a branch.
Approval Process – TD Bank reviews your financial profile and creditworthiness.
Card Activation & Benefits Access – Once approved, activate your card and start earning rewards.

Is the TD Visa Infinite Card Worth It?

The TD Visa Infinite Card is a great option for frequent travelers and individuals looking to maximize their everyday spending. With strong reward-earning potential, comprehensive travel insurance, and premium benefits, it offers excellent value—especially for those who take advantage of the travel perks and TD Rewards program.

Conclusion

If you’re looking for a credit card that combines travel benefits, strong rewards, and exclusive privileges, the TD Visa Infinite Card is an excellent choice. With flexible redemption options and premium travel perks, it’s a well-rounded card for those who want both everyday value and luxury experiences.